It’s a goal we all secretly have, to enter the comfortable fold of the millionaire’s club where we can stop worrying about the next bill, not have to ignore our principles, values and beliefs in an attempt to chase the next paycheck or career advancement. 

While money isn’t everything for sure, we do live in a society where lack of money can certainly impact other important aspects of our lives including our nutrition, health, emotional happiness, stress level and even our ability to help other’s in need.

You see your child struggling in school and you would like to get able to get them the extra help that would give them a better shot at success in life – but that cost’s money.

A relative is having serious challenges with their health, you could help comfort or improve their condition if you had some extra coming in each month.

You KNOW the stress in your job is taking years off of your life – but you’ve stopped thinking about that because it just adds to your stress level.  You would like to be able to change your situation, but you can’t – it’s just too risky.

Sound familiar? 

Try this – head over to this retirement calculator and plug in the basic numbers, it may shock you to actually see the math in front of you. 

There are 3 aspects of wealth creation:

1. Saving

2. Investing

3. Earning

Most of us can certainly make improvements in saving – but even saving a couple of thousand extra dollars each year isn’t going to make us a millionaire that much faster – it helps, but it’s only a drop in the bucket.

Investing is important, but short of some serious luck, your returns tyipcally fall into the 5-10% range – assuming you are very young, then a few percentage points can make a very big difference.  If you are in your late 20’s or older, fact is a percentage point here or there will only make a couple of year’s difference in you reaching millionaire status.

That leaves us with income.  If you earn an average of $40,000 today, perhaps you could double that amount over the next few years if you really worked hard, applied yourself and had some luck along the way. 

In terms of saving, that means instead of saving $6,000/year, you could perhaps save 8,000 or even 10,000 if you are really disciplined.  Again, that doesn’t change things all that much in terms of your goal to become a millionaire.

So – that leaves us with the realization that we have to earn more.  Not a little more that you can get from salary increases or promotions – but a sizable amount you can earn from operating your own $100K or more business. 

It’s this type of thinking that shocked me into my own business back in the late 1990’s – even with a very healthy corporate income at the time.  It’s also the reality that has more and more people interested in understanding what business they could start, how they get started and how to build a business with real value – from scratch.

Now you have the thinking behind the information, techniques and support system behind the Information Marketer’s Zone where we see people just like we were almost 7-year’s ago – realizing they can’t reach their goal without substantially increasing their income and net worth with their own business. 

It sometimes takes a while to come to terms with the reality that saving a little more or advancing in your career just won’t get you where you want to go – it’s a slap in the face frankly.  The sooner you get over it and get working to change your reality, the closer you will be to being a millionaire.